http://www.article99.com/money-finance/bankruptcy/ en-us http://www.article99.com/rss-feeds/ Article99.com http://www.article99.com/2008/09/11/getting-a-mortgage-after-bankruptcy-16703.html It is unfortunate that many bankruptcy attorneys do not give their clients more direction with regard to restoring themselves after their bankruptcy.[...] David smith 11 Sep 2008 14:20:13 EDT http://www.article99.com/2008/Sep/Thursday/getting-a-mortgage-after-bankruptcy-16703.html http://www.article99.com/2007/11/14/the-pros-and-cons-of-the-bankruptcy-option-63874.html Being insolvent is one of the worst situations a person can find himself in and Bankruptcy can have many Pros and Cons[...] Robert Bell 14 Nov 2007 10:22:26 EST http://www.article99.com/2007/Nov/Wednesday/the-pros-and-cons-of-the-bankruptcy-option-63874.html http://www.article99.com/2007/11/09/debt-that-cannot-be-discharged-via-bankruptcy-63297.html You need to be aware that there are various kinds of financial obligations that cannot be discharged via a bankruptcy filing. If a significant portion of your debt consists of these types of obligations there is the possibility that filing for bankruptcy will not gain you enough to get you out of financial trouble.[...] Jon Arnold 09 Nov 2007 23:21:48 EST http://www.article99.com/2007/Nov/Friday/debt-that-cannot-be-discharged-via-bankruptcy-63297.html http://www.article99.com/2007/11/09/an-inside-look-at-chapter-13-bankruptcy-63288.html When considering bankruptcy a consumer has the option of Chapter 7 or Chapter 13 bankruptcy. Here is a look at Chapter 13 bankruptcy and where it may make sense for you.[...] Jon Arnold 09 Nov 2007 23:21:14 EST http://www.article99.com/2007/Nov/Friday/an-inside-look-at-chapter-13-bankruptcy-63288.html http://www.article99.com/2007/10/25/your-attorneys-pushing-bankruptcy-while-your-intuition-screams-for-caution-how-do-you-make-the-right-choice-43269.html If most bankruptcy attorneys were doctors they would operate on every patient who came in with an upset stomach while consumer agencies would treat the symptoms of the illness and never operate even if it meant having the patient on medication for the next ten years[...] Chuck Lunsford 25 Oct 2007 15:15:18 EDT http://www.article99.com/2007/Oct/Thursday/your-attorneys-pushing-bankruptcy-while-your-intuition-screams-for-caution-how-do-you-make-the-right-choice-43269.html http://www.article99.com/2007/10/25/death-by-mortgage-overspending-and-under-earning-has-created-a-bankruptcy-epidemic-42382.html One cause for bankruptcy filings is less obvious than others. Home mortgages are a large and important sort of debt for most but buying a home is not what causes bankruptcy.[...] Chuck Lunsford 25 Oct 2007 15:15:11 EDT http://www.article99.com/2007/Oct/Thursday/death-by-mortgage-overspending-and-under-earning-has-created-a-bankruptcy-epidemic-42382.html http://www.article99.com/2007/10/25/income-interruption---unless-you-have-a-safety-net-bankruptcy-becomes-a-real-possibility-41938.html A financial crisis is looming some experts claim it is actually upon us and Americans are faced with the reality that their ill-conceived spending habits are catching up with them. In todays precarious balance between debt and income all it may take is a slight push to topple the entire thing.[...] Chuck Lunsford 25 Oct 2007 15:15:10 EDT http://www.article99.com/2007/Oct/Thursday/income-interruption---unless-you-have-a-safety-net-bankruptcy-becomes-a-real-possibility-41938.html http://www.article99.com/2007/10/25/filing-bankruptcy-to-stop-foreclosure-brings-long-lasting-consequences-think-hard-before-deciding-41795.html Before taking the plunge into the chaos that is bankruptcy it is best you fully understand what you are committing yourself to and just how difficult the entire process is.[...] Chuck Lunsford 25 Oct 2007 15:15:09 EDT http://www.article99.com/2007/Oct/Thursday/filing-bankruptcy-to-stop-foreclosure-brings-long-lasting-consequences-think-hard-before-deciding-41795.html http://www.article99.com/2007/10/24/considerations-before-filing-bankruptcy-15009.html Sometimes that established or new business gets to a point where it costs you more to run it than the revenue it produces.-Sometimes that happens with personal finances too.-Make sure you consider all the options before filing bankruptcy and if you need to file make sure you understand the ramifications of bankruptcy law.[...] Jon Arnold 24 Oct 2007 10:52:40 EDT http://www.article99.com/2007/Oct/Wednesday/considerations-before-filing-bankruptcy-15009.html http://www.article99.com/2007/10/23/rationalising-the-stigma-of-bankruptcy-part-1-14496.html In the first of a series of articles Stephen Morgan tries to wrestle with the oft misunderstood lending criteria that Modern Day Financial Institutions use to help fuel their financial expansion and growth but at what expense Hardly a month seems to go by when the Media isnandrsquot reporting some incidence of the suicide or attempted suicide of some individual who has taken the unfortunate decision that death seems preferable to having to come to terms with dealing with steadily amassing debts.[...] Stephen Morgan 23 Oct 2007 22:48:50 EDT http://www.article99.com/2007/Oct/Tuesday/rationalising-the-stigma-of-bankruptcy-part-1-14496.html http://www.article99.com/2007/10/23/what-is-the-cost-of-declaring-bankruptcy-and-are-there-any-other-options-14417.html A lot of people are running into financial difficulty these days - especially with a lot of major corporations going through layoffs and buyouts. What this means is that a lot of people find themselves suddenly unemployed and it may take some time to get another good paying job.[...] Joseph Kenny 23 Oct 2007 22:07:31 EDT http://www.article99.com/2007/Oct/Tuesday/what-is-the-cost-of-declaring-bankruptcy-and-are-there-any-other-options-14417.html http://www.article99.com/2007/10/23/is-it-possible-to-recover-quickly-after-declaring-bankruptcy-14316.html If you have ever had to declare bankruptcy then you are also wondering if there ever will be a way to recover from having to undergo such a process. Quite possibly it has already been a couple of years since the declaration and you currently see no end in sight.[...] Joseph Kenny 23 Oct 2007 19:55:54 EDT http://www.article99.com/2007/Oct/Tuesday/is-it-possible-to-recover-quickly-after-declaring-bankruptcy-14316.html http://www.article99.com/2007/10/11/personal-bankruptcy-and-home-buying-13698.html If you were granted a personal bankruptcy decision over the past several years you know that obtaining new credit is difficult almost impossible. Fortunately if you are looking to purchase a home there are ways for you to still find home financing even with a personal bankruptcy ruling on your credit report. It wonandrsquot necessarily be an easy thing to do but you could be in your new home if you explore some of the options open to you.[...] Jeff Lakie 11 Oct 2007 09:26:31 EDT http://www.article99.com/2007/Oct/Thursday/personal-bankruptcy-and-home-buying-13698.html http://www.article99.com/2007/10/10/home-refinancing-post-personal-bankruptcy-13587.html You filed for bankruptcy and after what seemed to be a lengthy time your application was granted by the courts. Fortunately you were able to keep your house and most of your other debts including credit cards and one personal loan were discharged.[...] Jeff Lakie 10 Oct 2007 16:12:00 EDT http://www.article99.com/2007/Oct/Wednesday/home-refinancing-post-personal-bankruptcy-13587.html http://www.article99.com/2007/10/10/avoid-bankruptcy-by-using-credit-counesling-services-13328.html Find out how can a credit counseling service help you repair your credit and avoid bankruptcy.[...] Nikola Govorko 10 Oct 2007 13:10:15 EDT http://www.article99.com/2007/Oct/Wednesday/avoid-bankruptcy-by-using-credit-counesling-services-13328.html http://www.article99.com/2007/10/06/how-to-keep-your-business-out-of-bankruptcy-12680.html How to protect your business from bankruptcy by using debt consolidation services.[...] Nikola Govorko 06 Oct 2007 13:14:07 EDT http://www.article99.com/2007/Oct/Saturday/how-to-keep-your-business-out-of-bankruptcy-12680.html http://www.article99.com/2007/02/22/how-to-file-bankruptcy-the-right-way-26735.html If you are sure that you have investigated all the options and alternatives to filing for bankrutpcy then perhaps it is something you really need to do.-But if so make sure you understand what you are getting yourself into the disadvantages and how to go about it the right way so you dont end up in a position worse than you are right now.[...] Jon Arnold 22 Feb 2007 10:56:40 EST http://www.article99.com/2007/Feb/Thursday/how-to-file-bankruptcy-the-right-way-26735.html http://www.article99.com/2007/02/10/how-to-avoid-bankruptcy-with-debt-consolidation-19111.html You have unbearable debts and considering filing a bankruptcy as your debt relief Bankruptcy has many undesirable consequences that will follow you for many years it will remain on your credit report for 10 years almost no lender will even consider you as a borrower for at least 2 years. Debt consolidation will always be your better option than bankruptcy. Read this article to get more information on how to avoid bankruptcy with debt consolidation.[...] Cornie Herring 10 Feb 2007 19:00:27 EST http://www.article99.com/2007/Feb/Saturday/how-to-avoid-bankruptcy-with-debt-consolidation-19111.html http://www.article99.com/2007/02/10/bankruptcy-alternatives-that-work-21092.html You may want to look at these bankruptcy alternatives that can provide financial relief and other ways to avoid bankruptcy. [...] Gary Gresham 10 Feb 2007 19:00:27 EST http://www.article99.com/2007/Feb/Saturday/bankruptcy-alternatives-that-work-21092.html http://www.article99.com/2007/02/10/personal-bankruptcy-way-out-or-deep-problem-22710.html One popular myth that people believe is that if they file for personal bankruptcy they will surely get rid of all their debt problems[...] Martin Rogers 10 Feb 2007 19:00:27 EST http://www.article99.com/2007/Feb/Saturday/personal-bankruptcy-way-out-or-deep-problem-22710.html