http://www.article99.com/health-tips/health-insurance/ en-us http://www.article99.com/rss-feeds/ Article99.com http://www.article99.com/2008/09/11/blue-cross-blue-shield-health-insurance-review-16148.html Are you safeguarding your future through insurance policies If you are then you probably made sure youandrsquove covered all the possible aspects of your life. There are different kinds of insurance policies like dental and car insurance. The most important type which you canandrsquot do without is health insurance. With the myriad of possible accidents that are waiting to happen itandrsquos best to make sure youandrsquore well covered. [...] Morgan Hamilton 11 Sep 2008 11:38:03 EDT http://www.article99.com/2008/Sep/Thursday/blue-cross-blue-shield-health-insurance-review-16148.html http://www.article99.com/2007/11/14/critical-illness-insurance-developments-and-trends-in-canada-part-1-63730.html Critical illness insurance may be considered as a new form of insurance in Canada. Critical illness cover first made its apparition in Canada during the year 1993. Canadians may have been slow to adopt critical illness cover. Thus sales may have been minimal since introduction. But during the last two years critical illness sales may have been noted to make an ascent.[...] Mike Armstrong 14 Nov 2007 08:22:32 EST http://www.article99.com/2007/Nov/Wednesday/critical-illness-insurance-developments-and-trends-in-canada-part-1-63730.html http://www.article99.com/2007/11/14/development-of-critical-illness-insurance-in-australia-63732.html In Australia critical illness cover may be commonly known as trauma cover. Practically all life insurances in Australia may be written on a yearly renewable term. Researches show that around 95 percent of critical illness policies in Australia may be temporary. Also premium rates may be constantly reviewed. Letandrsquos have a look at how critical illness insurance developed in Australia.[...] Mike Armstrong 14 Nov 2007 08:22:32 EST http://www.article99.com/2007/Nov/Wednesday/development-of-critical-illness-insurance-in-australia-63732.html http://www.article99.com/2007/11/14/the-initial-stage-of-development-of-critical-illness-in-the-uk-63727.html Critical illness policies made their appearance in the UK during the mid 1980andrsquos. Having encountered some problems at the beginning critical illness cover made a real success during the 1990andrsquos. In the year 1999 around 800000 critical illness policy sales could be counted. The amount then gradually increased to around 3 million. Researches showed that around 10 percent of the working population in the UK possessed critical illness cover during the year 1999.[...] Mike Armstrong 14 Nov 2007 08:22:31 EST http://www.article99.com/2007/Nov/Wednesday/the-initial-stage-of-development-of-critical-illness-in-the-uk-63727.html http://www.article99.com/2007/11/14/analysis-and-explanations-of-critical-illness-claims-in-the-australian-market-63733.html In its andldquoReport on the Mortality Investigation 1995andndash1997andrdquo the Institute of Actuaries of Australia has analysed the market experience with the critical illness cover trauma cover. Around 626 critical illness claims may have been made and accepted. The total exposure that is lives exposed to risk may have been around 367000. Letandrsquos have a brief look.[...] Mike Armstrong 14 Nov 2007 08:10:46 EST http://www.article99.com/2007/Nov/Wednesday/analysis-and-explanations-of-critical-illness-claims-in-the-australian-market-63733.html http://www.article99.com/2007/11/14/useful-options-in-critical-illness-insurance-63728.html As a means to keep the policy ongoing after a critical illness had occurred the reinstatement of critical illness cover and the reinstatement of life cover may have been brought forward. Lets have a brief look at these two options.[...] Mike Armstrong 14 Nov 2007 08:10:44 EST http://www.article99.com/2007/Nov/Wednesday/useful-options-in-critical-illness-insurance-63728.html http://www.article99.com/2007/11/14/understanding-the-different-concepts-of-critical-illness-cover-63729.html Companies may have started to include critical illness covers with income protection plans. The idea may have been primarily to secure the insured person in the event of unemployment. Should unemployment occur due to critical illness or accident the insurer might pay the loan installments for example. On the other hand if a critical illness struck the insurance company might make a payout to then settle the whole loan account. [...] Mike Armstrong 14 Nov 2007 08:10:44 EST http://www.article99.com/2007/Nov/Wednesday/understanding-the-different-concepts-of-critical-illness-cover-63729.html http://www.article99.com/2007/11/14/critical-illness-insurance-developments-and-trends-in-canada-part-2-63731.html Insurers in the Canadian market continue to provide more and more cover for many critical illness conditions. By doing this they may be able to then make their presence felt among their competitors in the insurance market. Individual critical illness insurance covered around ten conditions. Besides nowadays most policies may provide cover for around 20 critical illness conditions.[...] Mike Armstrong 14 Nov 2007 08:10:44 EST http://www.article99.com/2007/Nov/Wednesday/critical-illness-insurance-developments-and-trends-in-canada-part-2-63731.html http://www.article99.com/2007/11/14/scaled-benefits-in-critical-illness-insurance-63726.html Scaled benefits also called tiered or staggered benefits may be the latest development in the insurance industry. Critical illness covers are being made to contain more and more critical illness conditions these days. Scaled benefits may therefore aim to provide benefits to the critical illness conditions which may be not as serious. As a means to reduce benefits that may be not equal to the risk insurers may define benefits according to the relative seriousness of a critical illness. [...] Mike Armstrong 14 Nov 2007 08:10:39 EST http://www.article99.com/2007/Nov/Wednesday/scaled-benefits-in-critical-illness-insurance-63726.html http://www.article99.com/2007/10/24/why-do-i-need-disability-insurance-15000.html Your career is a direct result of hard work and a substantial investment of time and money. Doesnandrsquot it make sense to fully protect it A disability could render you helpless by taking away the one thing that you need to safeguard all of your assets your income. [...] Toby Lason 24 Oct 2007 10:52:32 EDT http://www.article99.com/2007/Oct/Wednesday/why-do-i-need-disability-insurance-15000.html http://www.article99.com/2007/03/23/wellness-programs-in-the-workplace-29904.html Have you ever heard of wellness programs in the workplace If so there is a good chance that your employer feels strongly about the benefits of this type of program. However wellness programs in the workplace are not common among every company in every industry. In fact there are many companies that are behind the times when it comes to employee wellness.[...] John Bates 23 Mar 2007 07:23:29 EDT http://www.article99.com/2007/Mar/Friday/wellness-programs-in-the-workplace-29904.html http://www.article99.com/2007/03/21/tips-to-be-considered-when-buying-life-insurance-29555.html Tips to be considered when buying Life Insurance Today we all know the importance of having life insurance. After all all of us would like to make sure that our loved once are properly taken care after we are no more. Before you run out and look for buying life insurance policy do some effective research ahead. Thatandrsquos the only way you can get best policy coverage at the right price. Following are few helpful tips for you to get started [...] Sam Rosy 21 Mar 2007 11:54:05 EDT http://www.article99.com/2007/Mar/Wednesday/tips-to-be-considered-when-buying-life-insurance-29555.html http://www.article99.com/2007/03/01/health-insurance-quote---10-ways-to-reduce-your-cost-for-healthcare-27779.html After home and living expenses such as rent or a mortgage for a good number of American families healthcare can be the next greatest expenditure and for many a big part of that overall healthcare cost can be their health insurance premium.[...] Didier Moujaes 01 Mar 2007 22:25:15 EST http://www.article99.com/2007/Mar/Thursday/health-insurance-quote---10-ways-to-reduce-your-cost-for-healthcare-27779.html http://www.article99.com/2007/02/23/your-food-determines-your-health-26920.html From the desk of Dr Magne author with Wallace D. Wattles of the Science of Being Well Home Study Course.[...] Laurence Magne 23 Feb 2007 18:00:20 EST http://www.article99.com/2007/Feb/Friday/your-food-determines-your-health-26920.html http://www.article99.com/2007/02/23/health-insurance-in-california-26957.html Today having good health is the very significant in an individuals life. Poor dietary options might guide you in to a chief disaster. Another most important issue that one has to look over the best possible agreement in order to be covered correctly and that is known as insurance. Insurance might cover you at all the probable stage life. [...] usha rani 23 Feb 2007 16:05:18 EST http://www.article99.com/2007/Feb/Friday/health-insurance-in-california-26957.html http://www.article99.com/2007/02/15/health-savings-accounts-are-creating-innovative-medical-services-26015.html The new world of consumer-driven healthcare is opening up many opportunities for people to save money on their medical expenses. As more people carry high deductible plans in conjunction with health savings accounts medical providers are beginning to compete for that business in a variety of innovative ways.[...] Wiley Long 15 Feb 2007 18:53:22 EST http://www.article99.com/2007/Feb/Thursday/health-savings-accounts-are-creating-innovative-medical-services-26015.html http://www.article99.com/2007/02/15/supplemental-dental-insurance-plan-23873.html Even if you have health insurance there is a possibility that your dental insurance plan will not cover the entire cost of your necessary dental treatment often leaving you to pay out of pocket for many minor expenses that add up. This is so common because many insurance companies leave more coverage for the bigger treatments. In cases like this supplemental health insurance is the common solution. [...] Doug Smith 15 Feb 2007 18:53:22 EST http://www.article99.com/2007/Feb/Thursday/supplemental-dental-insurance-plan-23873.html http://www.article99.com/2007/02/15/blue-cross-health-insurance-25426.html To motivate the use of publicly available quality data for the betterment of hospital care the Blue Cross and Blue Shied Association Health Insurance has recently announced the national Network Hospital Measurement pilot plan which would offer quarterly performance reports to hospitals and employers. Blue Cross Health Insurance represents this is a significant step towards helping consumers to receive more consistent and effective care.[...] usha rani 15 Feb 2007 18:53:22 EST http://www.article99.com/2007/Feb/Thursday/blue-cross-health-insurance-25426.html http://www.article99.com/2007/02/15/potential-downside-to-insurance-company-sponsored-wellness-programs-25920.html Employers struggling with the ever-increasing costs for healthcare are wisely turning to worksite wellness programs in search of a solution. For convenience many employers are looking to their health insurance carrier to provide the appropriate wellness program. However the convenience of a health insurance provided program may not outweigh the risks. That decision could come back to haunt them.[...] John Bates 15 Feb 2007 18:53:22 EST http://www.article99.com/2007/Feb/Thursday/potential-downside-to-insurance-company-sponsored-wellness-programs-25920.html http://www.article99.com/2007/02/15/tips-for-choosing-and-using-your-health-plan-25963.html Today there are actually many more health insurance plans available to choose from than ever before. Not really everyone has a choice. But if in case you do this section could surely help you choosing the right plan which offers the best quality for you and your family.[...] Sam Rosy 15 Feb 2007 18:53:22 EST http://www.article99.com/2007/Feb/Thursday/tips-for-choosing-and-using-your-health-plan-25963.html